Use your benefits wisely

You may be reimbursed for therapy when you choose an Embrace therapist.

If you have insurance, do not assume private practice is out of reach. Many plans include out-of-network mental health benefits, which may reimburse part of your session cost. The best first step is simple: check your benefits, then decide with real numbers instead of guesswork.

  • Check your benefits quickly with Reimbursify Verifast
  • Call your insurance company and ask about out-of-network mental health reimbursement
  • Compare your reimbursement with Embraceโ€™s clear private-pay rates
  • Choose the therapist you actually want instead of settling for a network list
Many clients are surprised by how much their insurance may reimburse. It is worth checking before ruling out the care you want.

Clear, affordable rates

Embrace keeps rates straightforward so you can compare them easily against your reimbursement.

Individual / Play / EMDR $145 60-minute session
Couples / Family $155 60-minute session

A better question than โ€œDo you take insurance?โ€

A more effective question is: How much would my insurance reimburse if I choose the therapist I really want? That one question can change the whole decision.

Three simple next steps

This does not have to be complicated. Here is the easiest way to figure out what therapy at Embrace may really cost you.

1

Check your benefits

Use Reimbursify Verifast to see whether your insurance includes out-of-network mental health reimbursement.

2

Call your insurance

Ask your plan what they reimburse for out-of-network psychotherapy so you know your likely share.

3

Choose your therapist with confidence

Once you know your reimbursement, you can decide whether Embraceโ€™s rates make sense for the level of care you want.

Why clients choose Embrace even when insurance matters

Most people would prefer to use insurance. That makes sense. But many clients also want the freedom to choose a therapist they truly trust, without letting network lists make the decision for them.

Common assumption

โ€œPrivate practice means it will cost too much.โ€

That assumption keeps many people from checking what their benefits may actually cover.

  • Your plan may offer out-of-network mental health reimbursement
  • Your real cost may be much lower than expected
  • You may not need to sacrifice fit just to stay in-network
What Embrace offers

Private care with reimbursement options

At Embrace, you can pursue the therapist that feels right for your family while still checking whether your insurance may reimburse part of the cost.

  • Clear rates with no mystery pricing
  • Freedom to choose the provider you want
  • Support for submitting a superbill for reimbursement

What to ask when you call your insurance company

If you want to verify benefits directly, these questions will help you get the clearest answer.

Do I have out-of-network mental health benefits? This tells you whether reimbursement may be available at all.
What percentage do you reimburse for outpatient psychotherapy? Ask what they reimburse after deductible, if applicable.
Do I need to meet my deductible first? This affects what you may receive back right away.
What is the allowed amount for CPT code 90837? This is a common therapy billing code and helps clarify expected reimbursement.

Need to submit a superbill for reimbursement?

Once you have had your session, you can use Reimbursify FileFast to submit your superbill and request reimbursement from your insurance plan.

Before you begin: check your benefits first so you know whether your plan is likely to reimburse out-of-network mental health care.

After your session: submit your superbill for reimbursement using the FileFast link below.

Do not assume. Check.

Many people walk away from the therapist they really want because they assume private practice means paying everything out of pocket. A two-minute benefits check can give you a much more accurate picture.

The real question is not just whether Embrace is in-network. The real question is whether your insurance may reimburse enough that choosing Embrace becomes well worth it.

Find out what your insurance may reimburse before you decide.

Check your out-of-network benefits, compare them to Embraceโ€™s rates, and move forward with clarity. Many clients find the numbers are better than they expected.

Estimate your reimbursement

What might your insurance reimburse?

Use this quick calculator to estimate what out-of-network reimbursement could look like when choosing an Embrace therapist. The numbers below are estimates only, but they can help you see that your actual cost may be much lower than expected.

75%

Slide to estimate the percentage your insurance might reimburse after a superbill is submitted. A quick benefits check with Reimbursify or a short call to your insurance company can help you find your actual number.

Session rate
$145
Estimated insurance reimbursement
$108.75
Estimated out-of-pocket cost
$36.25